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In March of 2008, David Galloway and Michael Izenbaard formed Heartland Home Mortgage LLC. With over 33 years of excellent track records in working directly with clients, our knowledge, experience and most of all passion to serve, led us to form Heartland Home Mortgage LLC to provide the best options and most informed home financing process. Our Christian beliefs and morals have inspired our up-front and honest approach to deliver the most enjoyable transaction.

What sets us apart from our competition?

Besides offering some of the best interest rates, closing costs and underwriting guidelines there are, we take our time to make sure you don’t have to use yours. Since our first day in business, it’s our first choice to come sit with our clients in their homes, to make sure you don’t have to take more time out of your day to find a banker, during banker’s hours. This also allows us to establish a level of trust, getting to know who our client is and make sure we identify their truest needs of the financing process. We are a local Michigan lender, specializing in lending in our great state, which helps us know what works best for our clients.

In 2008, during the financial meltdown, Dave Galloway and Michael Izenbaard formed Heartland Home Mortgage, LLC to make sure the great people of Michigan knew they had a lender out there that still believed in them and wanted to use that experience to help them make their finances more affordable or still accomplish that dream of homeownership.


Mission Statement


We are devoted to providing custom mortgage solutions, tailored to meet each client’s needs and exceed their expectations. We commit to meeting each client, face to face, ensuring our personalized approach to the mortgage process, leaving each valued customer well-informed and satisfied.


Core Values



When no one is watching, we are trust-worthy in making the right decisions, for both our clients and own conscience, even if it means at the sacrifice of professional gain.


To build loyalty through continued communication with our clients, always making sure they are in the best possible situation. Going outside the box to meet the needs of our clients on their terms. Our devotion extends from the workplace to our faith, families and community.


Holding ourselves responsible for the following through on what we say through our words and actions. Stepping up to do what needs to be done even if not’s technically “my” job.


Superior communications, streamlined processes and client focus to make the transaction fast and easy.

Committed to Growth:

Striving to improve the service to our customers through advancements in education, technology, operational support and clarity through in-person visits.


Motivated to individual and company success by going the extra mile, by car or actions, to make sure we’re doing whatever it takes to close your loan.


Core Focus


To be West Michigan’s premier mortgage lender, creating lifelong relationships, enriching lives and providing the best mortgage process available.

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